Intesa Sanpaolo’s strategy is geared towards solid and sustainable value creation for all stakeholders with whom the Bank has relations. We are aiming at a sharp increase in profitability and efficiency while preserving a low risk profile, deriving from solid revenue creation, continuous cost management and dynamic credit and risk management, with efficient use of capital and liquidity. Significant excess capital and high growth / high value businesses with a European scale allow Intesa Sanpaolo ample strategic flexibility.
A real-economy Bank, that supports the real economy, leveraging a strong balance sheet to match healthy credit demand, and manages the financial wealth of clients with care.
A simple yet innovative Bank, acting with a truly multi-channel model.
A Bank with sustainable profitability in which operating performance, productivity, risk profile, liquidity and solidity/leverage are carefully balanced.
Strong and increasing cash dividend distribution over the course of the 2014-2017 Business Plan: 1.2bn euro paid for 2014, 2.4bn euro paid for 2015, 3bn euro paid for 2016 and 3.4bn euro paid for 2017. In the 2018-2021 Business Plan, commitment to paying out 85% of net income as cash dividends for 2018, 80% for 2019, 75% for 2020 and 70% for 2021: 3.4bn euro of dividends proposed for 2018.
Empowered and motivated people through training, job re-allocation, acknowledgement of individual merit in career development, flexibility programs and upgrade of long-term incentives linked to productivity and results.
SOCIETY AND ENVIRONMENT
A Bank with a distinctive identity/reputation, committed to contributing to the growth and development of the economy and society.
CSR deeply rooted in all business areas and staff functions, embedded in the Bank’s strategy, supporting social and environmental value creation for a long-term economic development and respecting all stakeholders.