The competitive capacity of businesses is a key driver for a sustainable economic and social development in our country and, for a bank with strong local roots such as Intesa Sanpaolo, the capacity and propensity to understand better businesses and their operating and strategic needs become even more important, in order to be a reliable partner in the growth and development stages, but above all in times of difficulty.
In 2015 Intesa Sanpaolo granted 48 billion euro of new medium/long-term credit to for households and businesses. Of these, 41 billion in Italy (+54% compared to 2014) with 20,000 companies back to performing loan positions (29,000 since 2014). The Bank constantly work in partnership with Trade Association and institutional players to support business growth with dedicated credit lines. A constant attention is paid to the world of small and medium enterprises, that constitutes the engine of our economy, and led the bank to cooperate with the major Confidi organisations, that issue guarantees (with 50% coverage on average), facilitating businesses’ access to short-term and medium/long-term financing for business and production activities. Read more
This attention is also reflected in the analysis that the Studies and Research department carries out regarding local economies and production chains with the aim of identifying customer needs and strengthening its product model, by facilitating access to credit, the various forms of production aggregation and the promotion of companies with a recognised strategic role in the chains.
The dialogue with the players in the Italian business system has focused its fragile aspects: dimensional growth, support for the creation of business networks, human resources, and innovation. The "Education and Innovation" project, started in 2015, seeks to better respond to the emerging needs. Intesa Sanpaolo participates in the project, as part of the broader agreement signed with Confindustria Piccola Industria, with the aim of strengthening and enhancing Italian SMEs’ investment in training, through workshops (Milan, Rome, Padua, Bergamo) that involved entrepreneurs, experts and trade associations representatives of the four pilot areas: the advanced manufacturing, the fashion industry, biomedical and aerospace. During 2016 a survey will be carried on, involving about 300 companies in order to build a "platform of educational components", useful to address the changes brought by technology trends and new economic scenarios.
Another fundamental and critical aspect of the labour market that Intesa Sanpaolo wants to support is the female presence, which is among the lowest in Europe. In this perspective Intesa Sanpaolo supports WorkHER, a web platform developed by Network Comunicazione e Piano C to facilitate the integration or reintegration of women into the working world. The portal provides, among other, a network of professionals, mentors and companies to help women achieve their professional project. The project, launched in May 2015 through a massive social campaign, at the end of 2015 counted: 2,400 women members, 32 mentors involved, 2,270 likes on Facebook, 480 followers on Twitter, 2,610 registered for the newsletter, 3,100 views on YouTube. The Intesa Sanpaolo support in this project include an ongoing collaboration with some of the bank structures that, for activities and skills, can help with training modules, their networks and best practices to enrich the platform contents. During the event for launching the new layout of the branch in Milano - Piazza Cordusio a workshopt entitled "The work meets the women" was organised in collaboration with WorkHER, during which participants were able to discuss with experts about business, negotiation, tender and financing.
Innovation, research and development are key factors for the economic development of our country. For this reason in 2014 Intesa Sanpaolo dedicated a structure reporting directly to the Managing Director, Chief Innovation Officer, that has the task of researching and analysing innovative solutions available on national and international markets to identify development opportunities for the Group and its customers. During 2015 the Network for the Innovation was created, with the appointment of Specialists for Innovation, colleagues identified in each Regional direction, whose task is to disseminate initiatives and innovative services, to facilitate the matching of supply and demand of technological solutions and to develop local partnerships, acting as "ambassadors" of the Center for Innovation.
In order to create business development and acceleration opportunities for the most promising technological start-ups Intesa Sanpaolo developed several initiatives, such as the Nova+ financing programme and the Intesa Sanpaolo Start Up Initiative. During 2015 the Tech Marketplace digital platform was launched, that enables startups, SMEs and big companies to match their technology needs and offers, with the aim of creating partnerships, commercial agreements and acquisitions.