Intesa Sanpaolo’s strategy is geared towards solid and sustainable value creation for all stakeholders with whom the Bank has relations. We are aiming at a sharp increase in profitability and efficiency while preserving a low risk profile, deriving from solid revenue creation, continuous cost management and dynamic credit and risk management, with efficient use of capital and liquidity. Significant excess capital and high growth / high value businesses with a European scale allow Intesa Sanpaolo ample strategic flexibility.
A real-economy Bank, that supports the real economy, leveraging a strong balance sheet to match healthy credit demand, and manages the financial wealth of clients with care.
A simple yet innovative Bank, acting with a truly multi-channel model.
A Bank with sustainable profitability in which operating performance, productivity, risk profile, liquidity and solidity/leverage are carefully balanced.
Strong and increasing cash dividend distribution for the period covered by the Business Plan, subject to regulatory requirements: 1.2bn euro paid for 2014, 2.4bn euro paid for 2015 and commitment to distribute ordinary dividends of 3bn euro for 2016 and 4bn euro for 2017. Starting from 2016-2017, capital in excess of regulatory requirements that is not needed for further growth initiatives will be distributed to shareholders.
Empowered and motivated people through training, job re-allocation, acknowledgement of individual merit in career development, upgrade of long-term incentives linked to productivity and results, upgrade of company welfare mechanisms.
SOCIETY AND ENVIRONMENT
A Bank with a distinctive identity/reputation, committed to contributing to the growth and development of the economy and society.
CSR deeply rooted in all business areas and staff functions, embedded in the Bank’s strategy, supporting social and environmental value creation for a long-term economic development and respecting all stakeholders.